Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281.
You
may order your reports from each of the three nationwide consumer
reporting companies at the same time, or you can order from only one
or two. The law allows you to order one free copy from each of the
nationwide consumer reporting companies every 12 months.
A recent amendment to the federal Fair Credit Reporting Act (FCRA)
requires each of the nationwide consumer reporting companies to
provide you with a free copy of your credit report, at your request,
once every 12 months.
The three nationwide consumer reporting companies have set up one
central website, toll-free telephone number, and mailing address
through which you can order your free annual report. Do not
contact the three nationwide consumer reporting companies
individually.
When you order, you need to provide your name, address, Social
Security number, and date of birth. To verify your identity, you may
need to provide some information that only you would know, like the
amount of your monthly mortgage payment.
You
may order your reports from each of the three nationwide consumer
reporting companies at the same time, or you can order from only one
or two. The law allows you to order one free copy from each of the
nationwide consumer reporting companies every 12 months.