Medicare Coverage of Doctors (Part B)
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April 12, 2025
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By Mary Day
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What Is Medicare Part B? The original Medicare program is made up of two health insurance programs, Part A and Part B. Medicare Part A helps cover your inpatient care in hospitals, critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. …
Read MoreMedicare Coverage of Hospitals (Part A)
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April 12, 2025
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By Mary Day
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Who Is Eligible For Medicare Part A Hospital Benefits? You are entitled to enroll in Medicare Part A without a monthly premium, when: a) you are 65 years old and eligible for Title II Social Security or Railroad Retirement benefits or have enough quarters of coverage; or b) you have been eligible for Title…
Read MoreMedicare Advantage Plans (Part C)
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April 12, 2025
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By Jeremy Koenemann
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What is the Difference between Original Medicare and Medicare Advantage Plans? Original Medicare consists of Part A Hospital Insurance and Part B Medical Insurance. Both have a deductible and Part B has a monthly premium and a 20% copayment for many services. However, you can go to any hospital and see any doctor in the…
Read MoreTenant Rights in Private Housing
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April 12, 2025
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By Mary Day
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What Is Private Housing? Private housing is owned, operated and managed by private individuals. It is not public or subsidized housing. Private housing includes houses, apartments and mobile home parks. It does not include prisons, hospitals, nursing homes, rest homes or hotels. What Is A Tenancy? A tenancy can be week-to-week, month-to-month or for a…
Read MoreWills
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April 12, 2025
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By Mary Day
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What Is A Will? A will is a formal document that lets you provide for the distribution of your estate when you die. An estate consists of real property (e.g., land), personal property (e.g., stocks, bank accounts and cars) and intangible property (e.g., claims, interests, and rights) that you own at death that does…
Read MoreSocial Security Retirement
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April 12, 2025
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By Mary Day
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How Do I Qualify For Social Security Retirement (SSR) Benefits? You are qualified based only on age. Because of longer life expectancies, the Social Security (SS) law was changed in 1993 to increase the full retirement age in gradual steps until it reaches age 67. This change started in 2003, and affects people born in…
Read MoreSupplemental Security Income (SSI)
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April 12, 2025
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By Mary Day
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Who Is Eligible For Supplemental Security Income (SSI)? You must apply and submit a signed application, be aged (at least 65), blind or disabled and meet the financial eligibility requirements to qualify. The Social Security Administration (SSA) also requires that you apply for all other benefits you may be entitled to, such as veterans’ benefits…
Read MoreSocial Security Overpayments
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April 11, 2025
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By Mary Day
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What Is An Overpayment? The Social Security Administration (SSA) defines an “overpayment” as a: a) payment in excess of the amount due; b) payment resulting from failure to suspend or terminate benefits; or c) payment where no amount was payable. SSA regulations specifically exempt the following from the definition of overpayment: a) a benefit paid…
Read MoreQualified Income Trust
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April 02, 2025
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By Kayla Zesaguli
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What Is A Qualified Income Trust? A Qualified Income Trust, sometimes called a “Miller Trust” or a “QIT,” is a trust you can establish to qualify for Medicaid or to maintain your income eligibility for Medicaid. How Does A Qualified Income Trust Work? A Qualified Income Trust (QIT) is created using a form, then a…
Read MoreElder Abuse & Adult Protective Services
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April 02, 2025
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By Mary Day
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What Is Elder Abuse? Adult Protective Services (APS) is responsible for investigating reports of suspected abuse, neglect or exploitation of Ohioans aged 60 and older. APS is part of each Ohio County Department of Job & Family Services (CDJFS). The Ohio Revised Code defines “abuse” as infliction upon an adult by self or others of…
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