Health Care Power of Attorney
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February 28, 2023
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By Mary Day
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What Is A Health Care Power Of Attorney (HCPOA)? A HCPOA allows another person (your agent) to make health care decisions for you when you are not able to make those decisions yourself. A health care decision is any choice you would normally make that affects your health, such as whether to take medication, have…
Read MoreProbate & Estate Taxes
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February 28, 2023
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By Mary Day
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What Is Probate? Probate is the court process which distributes the property owned by a person (the decedent) at the time of death. This procedure is needed whether or not the decedent had a will. Not all property is subject to the probate process. “Probate property” is property owned in the decedent’s individual name not…
Read MoreOhio’s Guardianship System
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February 28, 2023
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By Mary Day
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Who Needs A Guardian? Under Ohio law, if you are mentally impaired (from mental or physical illness or disability, mental retardation or chronic substance abuse) to the point that you cannot take proper care of yourself, your property or those for whom you are legally responsible, you may be determined incompetent and have a guardian…
Read MoreFinancial Power of Attorney
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February 28, 2023
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By Mary Day
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What Is A Financial Power Of Attorney? A financial power of attorney (FPOA) is a written document by which a competent adult, known as the principal, appoints and authorizes another competent adult, known as the attorney-in-fact (A-I-F), to act on the principal’s behalf. Financial powers of attorney usually cover financial, business, personal and real estate…
Read MoreAvoiding Probate
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February 28, 2023
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By Mary Day
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What Is Probate? Probate is the legal process of administering the estate of a deceased person in Probate Court, resolving all claims and distributing the deceased person's property under a will or if no will, per Ohio’s statute of descent and distribution. Why Avoid Probate? For small estates, probate is not always difficult or expensive. …
Read MoreRetiree Pension & Health Benefit Rights
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February 28, 2023
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By Mary Day
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What Are My Rights If I Have A Pension Plan? Pension plans are benefit plans offered by employers according to specific rules established by that employer as well as requirements of federal law. The specific rules of your employer’s plan must be consulted for you to know what you are entitled to. Pension plans take…
Read MoreAge Discrimination
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February 28, 2023
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By Mary Day
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What Is Age Discrimination? Age discrimination means that an individual is treated differently on the basis of age. Discrimination based on a person's age takes many forms, including discrimination that benefits older persons. Not all discrimination is illegal. For example, once you turn 65, you pay less for transportation, such as lower bus fares,…
Read MoreMedicaid Estate Recovery
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February 28, 2023
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By Mary Day
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What Is The Medicaid Estate Recovery (MER) Program? Medicaid Estate Recovery is a federally mandated program that began in Ohio January 1, 1995. When a Medicaid recipient dies, the MER Program attempts to recover from their estates what Medicaid paid for services provided. MER can only seek recovery from the estates of Medicaid recipients aged…
Read MoreCommunity Medicaid
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February 28, 2023
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By Mary Day
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What Is The Community Medicaid Program? The Community Medicaid program pays most medical expenses for low-income individuals. There are two programs for which you may qualify, MAGI-based Medicaid and Community Medicaid for aged, blind or disabled individuals (ABD Community Medicaid). If your household income is below 138% of the Federal Poverty Guidelines, $1,677 in 2023…
Read MoreUtility Disconnection & Payment Assistance
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February 28, 2023
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By Mary Day
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When May My Utilities Be Disconnected? Utilities may be disconnected if : your bill is not paid; you use the utilities in a way not allowed by the utility company or in a way that might cause harm to other customers’ service; you steal equipment from the gas or utility company; there is a government…
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