Resource Category: Fact Sheets & Legal Toolkits

Basic Pension Rights

Are employers required to provide pensions? No. Many employers offer pension plans because it helps them recruit and keep good workers, or because a union bargained for pension benefits. However, once an employer offers a pension plan, several federal laws (passed in 1974 and since) set guidelines for how the plan must operate. Are all…

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Pension Claims & Appeals Process

I don’t have information about my pension, but I think I have one. How do I find out about it? If you are still working for the employer, you can contact the human resources department. They are required to provide you a Summary Plan Description (an SPD) of your pension. The SPD is a shorter…

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