Medicare Coverage of Doctors (Part B)
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April 12, 2025
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By Mary Day
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What Is Medicare Part B? The original Medicare program is made up of two health insurance programs, Part A and Part B. Medicare Part A helps cover your inpatient care in hospitals, critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. …
Read MoreMedicare Coverage of Hospitals (Part A)
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April 12, 2025
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By Mary Day
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Who Is Eligible For Medicare Part A Hospital Benefits? You are entitled to enroll in Medicare Part A without a monthly premium, when: a) you are 65 years old and eligible for Title II Social Security or Railroad Retirement benefits or have enough quarters of coverage; or b) you have been eligible for Title…
Read MoreMedicare Advantage Plans (Part C)
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April 12, 2025
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By Jeremy Koenemann
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What is the Difference between Original Medicare and Medicare Advantage Plans? Original Medicare consists of Part A Hospital Insurance and Part B Medical Insurance. Both have a deductible and Part B has a monthly premium and a 20% copayment for many services. However, you can go to any hospital and see any doctor in the…
Read MoreSocial Security Retirement
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April 12, 2025
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By Mary Day
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How Do I Qualify For Social Security Retirement (SSR) Benefits? You are qualified based only on age. Because of longer life expectancies, the Social Security (SS) law was changed in 1993 to increase the full retirement age in gradual steps until it reaches age 67. This change started in 2003, and affects people born in…
Read MoreSupplemental Security Income (SSI)
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April 12, 2025
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By Mary Day
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Who Is Eligible For Supplemental Security Income (SSI)? You must apply and submit a signed application, be aged (at least 65), blind or disabled and meet the financial eligibility requirements to qualify. The Social Security Administration (SSA) also requires that you apply for all other benefits you may be entitled to, such as veterans’ benefits…
Read MoreSocial Security Overpayments
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April 11, 2025
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By Mary Day
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What Is An Overpayment? The Social Security Administration (SSA) defines an “overpayment” as a: a) payment in excess of the amount due; b) payment resulting from failure to suspend or terminate benefits; or c) payment where no amount was payable. SSA regulations specifically exempt the following from the definition of overpayment: a) a benefit paid…
Read MoreQualified Income Trust
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April 02, 2025
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By Kayla Zesaguli
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What Is A Qualified Income Trust? A Qualified Income Trust, sometimes called a “Miller Trust” or a “QIT,” is a trust you can establish to qualify for Medicaid or to maintain your income eligibility for Medicaid. How Does A Qualified Income Trust Work? A Qualified Income Trust (QIT) is created using a form, then a…
Read MoreMedicaid for Nursing Home Residents
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March 10, 2025
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By Mary Day
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Who Is Eligible? You must be a US citizen, lawful permanent resident whose date of entry is prior to August 22, 1996, or qualified alien and a resident of Ohio. In addition, you must be blind, disabled or 65 or older, and in need of nursing facility services. The financial requirements for eligibility include a…
Read MorePASSPORT – Ohio’s Home Care Medicaid Program
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March 26, 2024
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By Mary Day
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What Is The PASSPORT Program? PASSPORT stands for Pre-Admission Screening Providing Options and Resources Today. PASSPORT offers home health and community–based services (HCBS) to individuals as an alternative to institutionalization or nursing home care. PASSPORT is funded with state and federal funds under the Medicaid HCBS Waiver program. What Services Does PASSPORT Provide? The PASSPORT…
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