Food & Nutrition Assistance (SNAP)
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November 17, 2023
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By Mary Day
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What Is The Supplemental Nutrition Assistance Program (SNAP)? The Supplemental Nutrition Assistance Program (SNAP) is funded by the US Department of Agriculture. Ohio calls the program Food Assistance (FA). Your local County Department of Job & Family Services (CDJFS) determines your assistance group’s (those persons potentially eligible or determined eligible to receive benefits together…
Read MoreAssisted Living Waiver Program
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November 17, 2023
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By Mary Day
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What Is The Assisted Living Waiver (ALW) Program? Ohio’s Assisted Living Waiver (ALW) Program permits Medicaid to help pay for care provided to Ohio residents living in an assisted living facility. The facility must be certified to provide care under the ALW by the Ohio Dept. of Aging. Assisted living facilities provide an alternative to…
Read MoreMedicare Part D & Extra Help
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November 17, 2023
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By Mary Day
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What Is Medicare Part D & Extra Help? Part D is Medicare’s prescription drug insurance program. The cost for a Part D insurance plan includes an annual deductible, a monthly premium and prescription co-pays. Some people with limited resources and income may be able to get Extra Help to pay for these costs. The Extra…
Read MoreMedicare Premium Assistance
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November 17, 2023
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By Mary Day
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What Are The Medicare Premium Assistance Programs? In Ohio, these programs are referred to as Medicare Premium Assistance Programs (MPAPs) (referred to elsewhere as Medicare Savings Programs (MSP) and formerly known as “buy-in” programs) and pay some of the health care costs of Medicare eligible individuals with low income and limited assets. The Ohio Department…
Read MoreSocial Security Disability
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March 09, 2023
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By Mary Day
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What Are The Social Security Administration’s (SSA) Disability Programs? SSA offers two major programs that provide benefits based on disability. These programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). For most people the disability requirements are the same under both programs and are determined by the same process. You must submit…
Read MoreMedicare Coverage Nursing Home Care
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March 09, 2023
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By Mary Day
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When Does Medicare Cover Skilled Nursing Facility Care? Skilled nursing facility (SNF) care is generally covered by Medicare Part A if you were admitted to a SNF within 30 calendar days after the date of discharge from an inpatient hospitalization of at least 3 consecutive days, not counting your day of discharge. Also, your doctor…
Read MoreMedicare Supplemental Insurance (Medigap)
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February 28, 2023
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By Mary Day
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What Is Medicare Supplement Insurance? Medicare Supplement Insurance, also known as “Medsupp” or “Medigap” is extra insurance you can buy if you have Original Medicare designed to help pay medical costs not covered by Original Medicare, such as deductibles and coinsurance. Federal laws have standardized all Medigap insurance to currently only 10 plans. The Medigap…
Read MoreRetiree Pension & Health Benefit Rights
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February 28, 2023
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By Mary Day
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What Are My Rights If I Have A Pension Plan? Pension plans are benefit plans offered by employers according to specific rules established by that employer, as well as requirements of federal law. The specific rules of your employer’s plan will determine what you are entitled to. Pension plans take different forms, depending on who…
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